You can use a debt snowball calculator to figure out how long it will take you to pay off your debt using a payment plan. This type of calculator will help you determine how much you should pay each month based on the total amount owed. It will also tell you when you will reach zero balance.

Print out your payment schedule.

Once you've calculated how much you need to pay each month, print out a copy of your payment schedule so you can see exactly what you're paying each month. If you're not sure how much you owe, you can find out by entering your credit card number into our online debt calculator.